| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL ST. FL 2 BOSTON, MA 021101700 | FALLON HEALTH | $22K | — | $22K | 2.50% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL ST. FL 2 BOSTON, MA 021101700 | FALLON HEALTH & LIFE ASSURANCE COMPANY | $2K | — | $2K | 2.59% |
| AISLING PARTNERS | — | HRC TOTAL SOLUTIONS | — | $1K | $1K | 2.03% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL ST. FL 2 BOSTON, MA 021101700 | ALTUS DENTAL INSURANCE COMPANY, INC. | $3K | — | $3K | 6.73% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC DBA AISLING PARTNE | 1100 SUMMER STREET, FLOOR 2 STAMFORD, CT 069055534 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $845 | $3K | 12.11% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC DBA AISLING PARTNE | 1100 SUMMER STREET, FLOOR 2 STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $757 | $4K | 17.34% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL ST. FL 2 BOSTON, MA 021101700 | ALTUS DENTAL INSURANCE COMPANY, INC. | $955 | — | $955 | 6.73% |
| RSC INSURANCE BROKERAGE INC Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL ST. FL 2 BOSTON, MA 021101700 | VSP | $610 | — | $610 | 8.47% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC DBA AISLING PARTNE | 1100 SUMMER STREET, FLOOR 2 STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $565 | $275 | $840 | 14.87% |
| HP PLANNING LLC3 Filed as: HP PLANNING, LLC DBA AISLING PARTNE | 1100 SUMMER STREET, FLOOR 2 STAMFORD, CT 069055534 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $98 | $33 | $131 | 20.03% |
| FRED C. CHURCH INC.3 Filed as: FRED C. CHURCH | 41 WELLMAN STREET LOWELL, MA 01851 | ZURICH AMERICAN INSURANCE COMPANY | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | E4 HEALTH INC, INC. | 220 | $5K |
| Dental(2 contracts) | ALTUS DENTAL INSURANCE COMPANY, INC. | 69 | $55K |
| Vision | VSP | 34 | $7K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $23K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 119 | $21K |
| Other(4 contracts, 3 carriers) | HRC TOTAL SOLUTIONS | 25 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.