| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CETERA ADVISOR NETWORKS LLC3 | 200 N SEPULVEDA BLVD, SUITE 1200 EL SEGUNDO, CA 90245 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | — | $43K | 4.10% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $867 | $4K | 0.35% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | STANDARD INSURANCE COMPANY | $76K | — | $76K | 12.51% |
| TUTOR PERINI CORPORATION3 | 15901 OLDEN STREET SYLMAR, CA 91342 | STANDARD INSURANCE COMPANY | — | $18K | $18K | 2.96% |
| BUSINESSLOVER.COM INC3 | PO BOX 310411 DES MOINES, IA 50331 | STANDARD INSURANCE COMPANY | — | $1K | $1K | 0.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | STANDARD INSURANCE COMPANY | $63K | — | $63K | 12.56% |
| TUTOR PERINI CORPORATION3 | 15901 OLDEN STREET SYLMAR, CA 91342 | STANDARD INSURANCE COMPANY | — | $15K | $15K | 3.00% |
| BUSINESSLOVER.COM INC3 | PO BOX 310411 DES MOINES, IA 50331 | STANDARD INSURANCE COMPANY | — | $960 | $960 | 0.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | STANDARD INSURANCE COMPANY | $60K | — | $60K | 12.54% |
| TUTOR PERINI CORPORATION3 | 15901 OLDEN STREET SYLMAR, CA 91342 | STANDARD INSURANCE COMPANY | — | $14K | $14K | 2.96% |
| BUSINESSLOVER.COM INC3 | PO BOX 310411 DES MOINES, IA 50331 | STANDARD INSURANCE COMPANY | — | $900 | $900 | 0.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | AETNA LIFE INSURANCE COMPANY | $27K | — | $27K | 12.37% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $44K | $4K | $48K | 25.40% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | VISION SERVICE PLAN | $16K | — | $16K | 9.18% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | AETNA LIFE INSURANCE COMPANY | $8K | — | $8K | 10.99% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET SUITE 200 NEWPORT BEACH, CA 92660 | METLIFE LEGAL PLANS | $6K | $743 | $7K | 11.40% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 52 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 55 | $293K |
| Dental(2 contracts) | AETNA LIFE INSURANCE COMPANY | 55 | $292K |
| Vision(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 1,590 | $469K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,310 | $1.5M |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,079 | $502K |
| Long-term disability | STANDARD INSURANCE COMPANY | 557 | $604K |
| Prescription drug(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 55 | $293K |
| Other(5 contracts, 5 carriers) | STANDARD INSURANCE COMPANY | 2,310 | $802K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,310 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.