| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT STRATEGY PARTNERS, LLC | — | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $17K | — | $17K | 1.45% |
| INNOVO BENEFITS GROUP Filed as: INNOVO BENEFITS | — | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $8K | — | $8K | 0.70% |
| BENEFIT STRATEGY PARTNERS, LLC | — | TUFTS INSURANCE COMPANY | $3K | — | $3K | 1.84% |
| INNOVO BENEFITS GROUP Filed as: INNOVO BENEFITS | — | TUFTS INSURANCE COMPANY | $384 | — | $384 | 0.28% |
| ERIC BROGAN Filed as: ERIC GULKO | — | DELTA DENTAL OF MASSACHUSETTS | $2K | — | $2K | 1.64% |
| BENEFIT STRATEGY PARTNERS, LLC | — | DELTA DENTAL OF MASSACHUSETTS | $1K | — | $1K | 1.34% |
| BENEFIT STRATEGY PARTNERS, LLC Filed as: BENEFIT STRATEGY PARTNERS LLC | — | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.77% |
| INNOVO BENEFITS GROUP | — | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | 136 | $1.3M |
| Dental | DELTA DENTAL OF MASSACHUSETTS | 143 | $96K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $61K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.