See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC. EIN 35-1450364 CLAIMS PROCESSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Account maintenance fees; Recordkeeping fees Service code 12 | — | $56K |
| WILLIS OF ILLINOIS EIN 36-2691200 BROKER | Real estate brokerage; Insurance brokerage commissions and fees Service code 32 | — | $26K |
| AMERICAN HEALTH DATA INSTITUTE EIN 35-2048379 INSURANCE ELAP | Insurance services; Insurance brokerage commissions and fees Service code 23 | — | $14K |
| INNOBENEFITS LLC EIN 22-6943343 RECORDKEEPER | Insurance brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $11K |
| MULTIPLAN EIN 35-2048379 INSURANCE NETWORK | Insurance brokerage commissions and fees; Insurance services Service code 23 | — | $6K |
| RGI, LLC EIN 32-0176370 RECORDKEEPER | Insurance brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 694 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 694 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 194 | $900K |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 194 | $900K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 384 | $31K |
| Life insurance(5 contracts, 4 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 694 | $186K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 75 | $27K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 23 | $9K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 194 | $900K |
| Other(4 contracts, 3 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 694 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 694 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.