See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH LIFE INSURANCE CO EIN 59-1031071 MEDICAL CLAIMS ADMIN SVC | Non-monetary compensation; Contract Administrator; Named fiduciary; Direct payment from the plan; Participant communication; Float revenue; Other services; Claims processing Service code 12 | P.O. BOX 644546 PITTSBURGH, PA 15264 | $9.5M |
| ANNE HOULE EIN 03-0210827 SALARY FOR KEY EMPLOYEE | Plan Administrator; Insurance services; Employee (plan sponsor) Service code 14 | P.O. BOX 345 BARRE, VT 05641 | $74K |
| DANIELLE DOHERTY EIN 03-0210827 SALARY FOR EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Employee (plan sponsor) Service code 15 | P.O. BOX 345 BARRE, VT 05641 | $19K |
| ANN REGAN EIN 03-0210827 SALARY FOR EMPLOYEE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Employee (plan sponsor) Service code 15 | P.O. BOX 345 BARRE, VT 05641 | $17K |
| NFP INSURANCE SERVICES INC EIN 51-0434666 | Insurance brokerage commissions and fees Service code 53 | 340 MADISON AVE. 21ST FL NEW YORK, NY 10173 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 540 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 166 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 706 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HARTFORD LIFE AND ACCIDENT INS CO MEDICARE SUPPLEMENT | 159 | $239K |
| Dental | NORTHEAST DELTA DENTAL | 503 | $127K |
| Vision | VISION SERVICE PLAN | 229 | $26K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 0 | $73K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH LIFE INSURANCE COMPANY | 1,018 | $747K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,018 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.