See 4 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 3 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF VERMONT EIN 03-0277307 CONTRACT ADMINISTRATOR | Claims processing; Insurance services; Contract Administrator Service code 12 | — | $799K |
| DELTA DENTAL PLAN OF VERMONT, INC EIN 03-0219391 DENTAL CLAIMS PROCESSING | Claims processing Service code 12 | — | $84K |
| EBPA LLC EIN 20-1879465 CONTRACT ADMINISTRATOR | Claims processing Service code 12 | PO BOX 2365 S BURLINGTON, VT 05407 | $29K |
| SUN LIFE ASSURANCE CO. OF CANADA EIN 38-1082080 STD ADMIN SERVICES ONLY | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 893 | $136K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 1,392 | $465K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,409 | $791K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,409 | $791K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 1,057 | $1.5M |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 1,392 | $465K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,409 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.