| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | RELIASTAR LIFE INSURANCE COMPANY | $167K | $0 | $167K | 31.35% |
| B3 ENROLLMENT SERVICES, LLC3 | 211 GREENWICH ROAD CHARLOTTE, NC 28211 | RELIASTAR LIFE INSURANCE COMPANY | $27K | $0 | $27K | 5.13% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFITS NETWORK, INC. | 6699 13TH AVENUE NORTH, SUITE 4B ST. PETERSBURG, FL 33710 | RELIASTAR LIFE INSURANCE COMPANY | $24K | $0 | $24K | 4.51% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | HUMANA INSURANCE COMPANY | $38K | $0 | $38K | 9.13% |
| THE STONER ORGANIZATION3 | 700 CENTRAL AVENUE, SUITE 300 ST. PETERSBURG, FL 33701 | HUMANA INSURANCE COMPANY | $16K | $15K | $30K | 7.27% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | HEALTHIEST YOU | $4K | $2K | $6K | 11.79% |
| CORPORATE BENEFITS NETWORK3 | 6699 13TH AVENUE NORTH, SUITE 4B ST. PETERSBURG, FL 33710 | HEALTHIEST YOU | $2K | $0 | $2K | 3.21% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | ARAG INSURANCE COMPANY | $3K | $0 | $3K | 7.77% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFITS NETWORK, INC. | 6699 13TH AVENUE NORTH, SUITE 4B ST. PETERSBURG, FL 33710 | ARAG INSURANCE COMPANY | $931 | $0 | $931 | 2.23% |
| THE STONER ORGANIZATION3 | 700 CENTRAL AVENUE, SUITE 300 ST. PETERSBURG, FL 33701 | COMPBENEFITS COMPANY | $275 | $567 | $842 | 10.96% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | COMPBENEFITS COMPANY | $568 | $0 | $568 | 7.40% |
| ANCHOR BENEFIT CONSULTING, INC.5 | 2400 MAITLAND CENTER PARKWAY SUITE 111 MAITLAND, FL 32751 | ANCHOR BENEFIT CONSULTING, INC. | $0 | $35K | $35K | — |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | ANCHOR BENEFIT CONSULTING, INC. | $12K | $0 | $12K | — |
| PHCS3 Filed as: MULTIPLAN, INC. | PO BOX 29380 NEW YORK, NY 10087 | ANCHOR BENEFIT CONSULTING, INC. | $0 | $8K | $8K | — |
| CORPORATE BENEFITS NETWORK3 | PO BOX 48037 ST. PETERSBURG, FL 33743 | ANCHOR BENEFIT CONSULTING, INC. | $3K | $0 | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,992 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,994 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA MEDICAL PLAN, INC. | 463 | $4.5M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 794 | $426K |
| Vision | HUMANA INSURANCE COMPANY | 794 | $418K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 2,276 | $533K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 2,276 | $533K |
| Prescription drug(2 contracts, 2 carriers) | HUMANA MEDICAL PLAN, INC. | 463 | $4.5M |
| Other(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 2,276 | $626K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.