No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $144K |
| INNOVEST EIN 84-1612955 NONE | Investment management fees paid directly by plan; Direct payment from the plan; Investment advisory (plan); Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Consulting fees Service code 15 | — | $93K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | — | $41K |
| PNC INSTITUTIONAL INVESTMENTS EIN 22-1146430 NONE | Investment management; Custodial (securities) Service code 19 | — | $28K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $21K |
| SCHWARZWALD MCNAIR & FUSCO, LLP EIN 20-0467468 NONE | Legal Service code 29 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 533 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,089 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 412 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,034 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HIGHMARK BLUE CROSS BLUE SHIELD - FREEDOM BLUE | 1,371 | $8.7M |
| Prescription drug(2 contracts, 2 carriers) | PRIMETIME MEDICAL INSURANCE COMPANY | 681 | $3.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,371 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.