See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| N.E.B.A INC. EIN 65-0498809 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $511K |
| LAPADULA CARLSON & CO CPA'S EIN 65-0292391 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $72K |
| UNITED ACTUARIAL SERVICES, INC NONE | Consulting (general); Direct payment from the plan Service code 16 | 11590 N MERIDIAN ST. #610 CARMEL, IN 46032 | $71K |
| GODWIN MORRIS LAURENZI & BLOOMFIELD EIN 62-1371542 NONE | Legal; Direct payment from the plan Service code 29 | — | $27K |
| GAMCO ASSET MANAGEMENT EIN 13-4044521 NONE | Investment management; Investment advisory (plan); Direct payment from the plan Service code 27 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,630 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,232 | $67K |
| Life insurance | METLIFE | 1,472 | $78K |
| Stop-loss / reinsurancereinsurance | AIG BENEFIT SOLUTIONS | 1,476 | $669K |
| Other | METLIFE | 1,472 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,476 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.