| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD UNIT 2 EAST WINDHAM, NH 03087 | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | $55K | — | $55K | 6.77% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD 2 EAST WINDHAM, NH 03087 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $6K | — | $6K | 3.92% |
| COMBINED SERVICES LLC3 | P.O. 1320 CONCORD, NH 033021320 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $1K | — | $1K | 0.85% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD SUITE 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $2K | $11K | 17.78% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD SUITE 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $514 | $2K | 12.49% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD SUITE 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $465 | $3K | 16.86% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS INC. | 183 ROCKINGHAM ROAD SUITE 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $425 | $2K | 12.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF NEW HAMPSHIRE, INC. | 197 | $1.5M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 453 | $164K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 203 | $37K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 126 | $62K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 203 | $18K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 203 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 453 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.