See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH PLANS, INC. EIN 04-2734278 THIRD PARTY ADMINISTRATOR | Other services; Claims processing Service code 12 | 1500 WEST PARK DRIVE WESTBOROUGH, MA 01581 | $409K |
| DELTA DENTAL OF NEW HAMPSHIRE EIN 02-0273013 DENTAL CLAIMS PROCESSING | Claims processing Service code 12 | ONE DELTA DRIVE CONCORD, NH 03302 | $47K |
| MARK KRUPKOWSKI EIN 01-1549606 BROKER | Insurance agents and brokers Service code 22 | MERRIMACK INS AND RETIREMENT 1538 TURNPIKE STREET STE 404 NORTH ANDOVER, MA 01845 | $5K |
| BROWN AND BROWN OF MASSACHUSETTS EIN 27-4732361 BROKER | Insurance agents and brokers Service code 22 | 333 ELM STREET DEDHAM, MA 02026 | $4K |
| COMBINED SERVICES LLC DBA CSONE EIN 02-0473236 BROKER | Insurance agents and brokers Service code 22 | 2 DELTA DRIVE CONCORD, NH 03302 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 656 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 662 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPSYCH | 238 | $5K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 656 | $196K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 656 | $196K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 490 | $872K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 656 | $280K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 656 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.