| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC | 183 ROCKINGHAM RD 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NEW ENGLAND | $55K | — | $55K | 2.37% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD WINDHAM, NH 03087 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC | $6K | — | $6K | 4.62% |
| COMBINED SERVICES LLC | PO BOX 1320 CONCORD, NH 03302 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC | $1K | — | $1K | 1.08% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD 2 EAST WINDHAM, NH 03087 | ANTHEM BLUE CROSS AND BLUE SHIELD | $7K | — | $7K | 12.56% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD 2 EAST WINDHAM, NH 03087 | VISION SERVICE PLAN | $1K | — | $1K | 5.85% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM RD 2 EAST WINDHAM, NH 03087 | HRC TOTAL SOLUTIONS | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HARVARD PILGRIM HEALTH CARE OF NEW ENGLAND | 264 | $2.3M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC | 227 | $130K |
| Vision | VISION SERVICE PLAN | 102 | $17K |
| Life insurance | ANTHEM BLUE CROSS AND BLUE SHIELD | 220 | $57K |
| Long-term disability | ANTHEM BLUE CROSS AND BLUE SHIELD | 220 | $57K |
| Other(3 contracts, 3 carriers) | ANTHEM EMPLOYEE ASSISTANCE PROGRAM | 211 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 264 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.