| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CGI EMPLOYEE BENEFITS GROUP3 | UNKNOWN MANCHESTER, NH 03102 | HARVARD PILGRIM HEALTH CARE OF NE INC. MA | $111K | $0 | $111K | 1.78% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO AND WARLICK, INC. | 171 LONDONBERRY TURNPIKE ROAD HOOKSETT, NH 03106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $32K | $0 | $32K | 17.62% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.89% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO AND WARLICK, INC. | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | $0 | $11K | 17.60% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $558 | $558 | 0.92% |
| CGI BENEFITS GROUP3 Filed as: CGI EMPLOYEES BENEFITS GROUP | UNKNOWN MANCHESTER, NH 03102 | HPHC INSURANCE COMPANY | $424 | $0 | $424 | 1.78% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO AND WARLICK, INC. | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $134 | $0 | $134 | 4.62% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TEXAS HIGHWAY SOUTH BUILDING II, SUITE 600 AUSTIN, TX 78746 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $27 | $27 | 0.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 542 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 545 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE INC. MA | 890 | $6.3M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 542 | $183K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 462 | $61K |
| Prescription drug(2 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE INC. MA | 890 | $6.3M |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 542 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.