No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DAVID DANIEL EIN 02-0181885 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $106K |
| KELLY O'NEIL EIN 02-0181885 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $65K |
| LISA BADO EIN 02-0181885 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $54K |
| MELISSA POTTER EIN 02-0181885 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $54K |
| JENNIFER COELHO EIN 02-0181885 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $52K |
| BRANDI LAW EIN 02-0181885 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $33K |
| MANZI & ASSOCIATES LLC EIN 04-3508036 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 855 TURNPIKE STREET NORTH ANDOVER, MA 01845 | $23K |
| LUISA SHELDON EIN 02-0181885 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $13K |
| EMILY DEL SIGNORE EIN 02-0181885 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | PO BOX 120 ROCHESTER, NH 03866 | $12K |
| COMERICA EIN 38-0477375 NONE | Custodial (securities); Direct payment from the plan Service code 19 | 1717 MAIN STREET DALLAS, TX 75201 | $7K |
| CONGRESS ASSET MGT EIN 04-2848965 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | 2 SEAPORT LANE 500 BOSTON, MA 02201 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 61,422 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 205 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 61,627 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUNLIFE AND HEALTH INSURANCE CO (US) | 61,627 | $109K |
| Other | SUNLIFE AND HEALTH INSURANCE CO (US) | 61,627 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 61,627 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.