| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 S GEYER RD STE 200 SAINT LOUIS, MO 63127 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $94K | $15K | $109K | 3.16% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 S GEYER RD STE 200 SAINT LOUIS, MO 631271223 | KAISER FOUNDATION HEALTH PLAN INC | $25K | — | $25K | 5.43% |
| GA SOLUTIONS LLC3 Filed as: CT SOLUTIONS LTD | 3660 S GEYER RD STE 200 SAINT LOUIS, MO 63127 | GUARDIAN | $17K | — | $17K | 6.47% |
| SONUS BENEFITS - MENGEL, SURDYKE, M3 | 3660 S. GEYER RD. SUITE 200 SAINT LOUIS, MO 63127 | EYEMED | $4K | — | $4K | 10.03% |
| CT SOLUTIONS DBA SONUS BENEFITS4 | 3660 S GEYER RD STE 200 SAINT LOUIS, MO 63127 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | — | $4K | 25.72% |
| UNIQUE BENEFITS GROUP INC4 | 7 CAPOZZI CIRCLE WOBURN, MA 01801 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $597 | — | $597 | 3.89% |
| ALAN ROMAN4 | 7220 PRINCETON AVE SAINT LOUIS, MO 63130 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $27 | — | $27 | 0.18% |
| JEFFREY W JANSEN4 | 1620 GAYLA DR. QUINCY, IL 62305 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $25 | — | $25 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 597 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 597 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 282 | $3.9M |
| Dental | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 282 | $3.4M |
| Vision | EYEMED | 597 | $43K |
| Life insurance | GUARDIAN | 294 | $264K |
| Short-term disability | GUARDIAN | 294 | $264K |
| Long-term disability | GUARDIAN | 294 | $264K |
| Other(2 contracts, 2 carriers) | GUARDIAN | 294 | $280K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 597 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.