| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DEAN & DRAPER LP3 | 3131 WEST ALABAMA STREET SUITE 150 HOUSTON, TX 77098 | BLUECROSS BLUESHIELD OF TEXAS | $35K | $8K | $43K | 5.73% |
| KRAFT LAKE INSURANCE AGENCY3 Filed as: J-KRAFT, INC | — | BLUECROSS BLUESHIELD OF TEXAS | — | $1 | $1 | 0.00% |
| DEAN E. AUSTIN3 Filed as: DEAN & DRAPER INSURANCE AGENCY | 3131 WEST ALABAMA STREET HOUSTON, TX 77098 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 11.62% |
| HOUSTON NORMAN HAMILTON3 | 7310 LOVE CREEK MISSOURI CITY, TX 77459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $547 | $5K | 7.26% |
| DARIN POTTS3 | 100 DETERING STREET APARTMENT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 4.99% |
| MANUEL FUENTES3 | 63 MARIPOSA PARKWAY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $518 | $2K | 3.23% |
| BOWLES INSURANCE SERVICES LLC3 | 12816 SOUTH WINDING PINES DRIVE TOMBALL, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $687 | $2K | 3.09% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TERRACE APARTMENT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $904 | $199 | $1K | 1.48% |
| VERA ANN PAREDES3 | 1414 RICHEY STREET SUITE 6 PASADENA, TX 77502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $686 | $17 | $703 | 0.94% |
| MARIE GUADALUPE HARO VILLAESCUSA3 | 756 LAST DANCE PLACE HENDERSON, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $362 | $8 | $370 | 0.50% |
| SONYA ANN LENIHAN3 | 19026 AZALEA GLEN COURT HOUSTON, TX 77084 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $213 | $5 | $218 | 0.29% |
| RICHARD SCHWAGER3 | 2210 VILLAGE DALE AVENUE HOUSTON, TX 77059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | — | $188 | 0.25% |
| DEBRA KAY GAPP3 | 20302 STONE FALLS COURT CYPRESS, TX 77433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $104 | $34 | $138 | 0.19% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NORTHWEST COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $42 | $57 | 0.08% |
| NEW SOULES INSURANCE AGENCY INC3 Filed as: NEW SOULES INS AGENCY INC | PO BOX 2507 CONROE, TX 77305 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| ESSENTIAL ENROLLMENT SOLUTIONS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | STARMOUNT LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| ESSENTIAL ENROLLMENT SOLUTIONS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 5.00% |
| NEW SOULES INSURANCE AGENCY INC3 Filed as: NEW SOULES INSURANCE AGENCY INC. | PO BOX 2507 CONROE, TX 77305 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $204 | — | $204 | 0.79% |
| ESSENTIAL ENROLLMENT SOLUTIONS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 5.35% |
| NEW SOULES INSURANCE AGENCY INC3 Filed as: NEW SOULES INSURANCE AGENCY INC. | PO BOX 2507 CONROE, TX 77305 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $265 | — | $265 | 1.04% |
| DEAN E. AUSTIN3 Filed as: DEAN & DRAPER INSURANCE AGENCY | 3131 WEST ALABAMA STREET HOUSTON, TX 77098 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $352 | $2K | 9.14% |
| HOUSTON NORMAN HAMILTON3 | 7310 LOVE CREEK MISSOURI CITY, TX 77459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $108 | $2K | 6.49% |
| DARIN POTTS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $474 | $342 | $816 | 3.32% |
| BOWLES INSURANCE SERVICES LLC3 | 12816 SOUTH WINDING PINES DRIVE TOMBALL, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $413 | $138 | $551 | 2.24% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TERRACE APARTMENT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $264 | $61 | $325 | 1.32% |
| MANUEL FUENTES3 | 63 MARIPOSA PARKWAY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $243 | $48 | $291 | 1.18% |
| VERA ANN PAREDES3 | 1414 RICHEY STREET SUIE 6 PASADENA, TX 77502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $245 | $5 | $250 | 1.02% |
| RICHARD SCHWAGER3 | 2210 VILLAGE DALE AVENUE HOUSTON, TX 77059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $122 | — | $122 | 0.50% |
| DEBRA KAY GAPP3 | 20302 STONE FALLS COURT CYPRESS, TX 77433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | $30 | $121 | 0.49% |
| MARIA GUADALUPE HARO VILLASCUSA3 | 756 LAST DANCE PLACE HENDERON, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $1 | $32 | 0.13% |
| ESSENTIAL ENROLLMENT SOLUTIONS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $670 | $670 | 5.00% |
| NEW SOULES INSURANCE AGENCY INC3 Filed as: NEW SOULES INS AGENCY INC | PO BOX 2507 CONROE, TX 77305 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $136 | — | $136 | 1.02% |
| DEAN E. AUSTIN3 Filed as: DEAN & DRAPER INSURANCE AGENCY | 3131 WEST ALABAMA STREET HOUSTON, TX 77098 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $430 | $92 | $522 | 9.72% |
| HOUSTON NORMAN HAMILTON3 | 7310 LOVE CREEK MISSOURI CITY, TX 77459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $345 | $32 | $377 | 7.02% |
| MARIA GUADALUPE HARO VILLASCUSA3 | 756 LAST DANCE PLACE HENDERSON, NV 89011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | $4 | $191 | 3.56% |
| DARIN POTTS3 | 100 DETERING STREET UNIT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | $76 | $185 | 3.45% |
| BOWLES INSURANCE SERVICES LLC3 | 12816 SOUTH WINDING PINES DRIVE TOMBALL, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $41 | $144 | 2.68% |
| VERA ANN PAREDES3 | 1414 RICHEY STREET SUITE 6 PASADENA, TX 77502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $1 | $46 | 0.86% |
| ARGO EXPRESS LLC3 | 17803 LA CANTERA TERRACE APARTMENT 11418 SAN ANTONIO, TX 78256 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $3 | $30 | 0.56% |
| RICHARD SCHWAGER3 | 2210 VILLAGE DALE AVENUE HOUSTON, TX 77059 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 106 | $757K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 119 | $60K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 119 | $60K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 223 | $39K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 34 | $26K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 34 | $26K |
| Other(5 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 223 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 223 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.