No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HMA, INC. EIN 86-0461140 NONE | Claims processing; Other fees; Contract Administrator Service code 12 | — | $422K |
| HAWAII BENEFIT ADMINISTRATORS, INC. EIN 99-0329747 NONE | Contract Administrator Service code 13 | — | $113K |
| BENEFIT PLAN SOLUTIONS, INC. EIN 99-0114097 NONE | Consulting (general) Service code 16 | — | $57K |
| HAWAII DENTAL SERVICES EIN 99-0107971 NONE | Contract Administrator; Claims processing Service code 12 | — | $53K |
| DAVIS, COWELL & BOWE, LLP EIN 94-1709555 NONE | Legal Service code 29 | — | $50K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing) Service code 10 | — | $41K |
| APPLEGATE SERVICES EIN 32-8405237 NONE | Copying and duplicating Service code 36 | — | $25K |
| CHIROPLAN HAWAII, INC EIN 99-0321516 NONE | Other services Service code 49 | — | $23K |
| BANK OF HAWAII EIN 99-0040710 NONE | Investment management Service code 28 | — | $15K |
| FIRST HAWAIIAN BANK EIN 99-0034327 NONE | Custodial (securities); Finders' fees / placement fees Service code 19 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,609 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN | 535 | $2.0M |
| Dental | DENTAL CARE CENTERS OF HAWAII | 95 | $22K |
| Vision | VISION SERVICE PLAN | 1,459 | $113K |
| Life insurance | PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD. | 1,596 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,596 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.