| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | HIGHMARK WEST VIRGINIA | $301K | — | $301K | 2.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $11K | $51K | 6.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF NORTH AMERICA | $63K | $17K | $80K | 11.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP A MARSH MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | VISION SERVICE PLAN | $3K | — | $3K | 2.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH & MCLENNAN | AGENCY, LLC COMPANY 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $3K | $21K | 18.87% |
| RIGGS COUNSELMAN MICHAELS & DOWNES3 | — | METROPOLITAN LIFE INSURANCE COMPANY | $21K | — | $21K | 22.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2 STE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 6.43% |
| DONALD J BOOTH3 | — | METROPOLITAN LIFE INSURANCE COMPANY | $482 | — | $482 | 0.53% |
| CAPITAL GROUP BENEFITS LLC3 Filed as: CAPITAL GROUP BENEFITS AND | FINANCIAL SERV 7516 GARDNER PARK DR GAINESVILLE, VA 20155 | METROPOLITAN LIFE INSURANCE COMPANY | $358 | — | $358 | 0.40% |
| EDWARD G JACHELSKI3 | FINANCIAL SOLUTIONS GROUP INC 1311 S MAIN ST STE 208 MOUNT AIRY, MD 21771 | METROPOLITAN LIFE INSURANCE COMPANY | $220 | — | $220 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,529 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK WEST VIRGINIA | 1,042 | $10.1M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,892 | $888K |
| Vision | VISION SERVICE PLAN | 1,017 | $156K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF NORTH AMERICA | 1,516 | $717K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF NORTH AMERICA | 1,516 | $717K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF NORTH AMERICA | 1,516 | $717K |
| Prescription drug | HIGHMARK WEST VIRGINIA | 1,042 | $10.1M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF NORTH AMERICA | 1,516 | $808K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,892 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.