| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ELF VENTURES, LLC3 Filed as: ELF VENTURES LLC DBA INTREPID | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 7.12% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 303395000 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.18% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 400 INTERSTATE NORTH PKWY SE STE 300 ATLANTA, GA 30339 | AFLAC | $520 | $0 | $520 | 5.83% |
| VANDON GIBBS3 | 12206 CICERO DR ALPHARETTA, GA 30022 | AFLAC | $388 | $0 | $388 | 4.35% |
| GARY CIELASZYK3 Filed as: GARY WILLIAMS | 200 RIVER VISTA DR UNIT 323 ATLANTA, GA 30339 | AFLAC | $251 | $0 | $251 | 2.81% |
| MILLAN B TERRELL3 | 1299 BATTLECREEK RD STE 240 JONESBORO, GA 30236 | AFLAC | $89 | $0 | $89 | 1.00% |
| EDWARD A HALL JR3 | 2224 WOODMARSH CIR AUBURN, GA 30011 | AFLAC | $31 | $0 | $31 | 0.35% |
| LORI SMITH3 | 4217 LINECREST LN ELLENWOOD, GA 30294 | AFLAC | $22 | $0 | $22 | 0.25% |
| ALEXANDER B WARD3 | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $22 | $0 | $22 | 0.25% |
| THOMAS D BAXTER3 | PO BOX 603 SUNNY SIDE, GA 30284 | AFLAC | $15 | $0 | $15 | 0.17% |
| COREY BORDERS3 | 1877 DAYRON TRCE MARIETTA, GA 30062 | AFLAC | $14 | $0 | $14 | 0.16% |
| ANDY B GLENN II3 | 2999 DOUGLAS BLVD SUITE 180 ROSEVILLE, CA 95661 | AFLAC | $13 | $0 | $13 | 0.15% |
| MAGWOOD WARE & ASSOCIATES3 | 7864 NESTOR CREEK LN NORTH LAS VEGAS, NV 89084 | AFLAC | $12 | $0 | $12 | 0.13% |
| JEFFREY GASTON COPELAND3 | 100 HARTSFIELD CENTER PKWY STE 500 ATLANTA, GA 30354 | AFLAC | $8 | $0 | $8 | 0.09% |
| MAGWOOD WARE & ASSOCIATES3 | 341 SAND BAY DR SW ATLANTA, GA 30331 | AFLAC | $6 | $0 | $6 | 0.07% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $6 | $0 | $6 | 0.07% |
| THOMAS ROBERT GIDDENS3 | PO BOX 2517 KENNESAW, GA 30156 | AFLAC | $4 | $0 | $4 | 0.04% |
| DEBORAH B SMITH3 | 647 WOOD POINT WAY DALLAS, GA 30157 | AFLAC | $3 | $0 | $3 | 0.03% |
| AMY A O SHIELDS3 | 5159 CALGARY DR DOUGLASVILLE, GA 30135 | AFLAC | $2 | $0 | $2 | 0.02% |
| RONALD S SANDERS3 | 817 CYPRESS OAK CIR DELAND, FL 32720 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 178 | $69K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 178 | $69K |
| Life insurance | AFLAC | 13 | $9K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 108 | $130K |
| Other | AFLAC | 13 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.