| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST, INC | 5700 W 112TH ST STE 100 OVERLAND PARK, KS 66211 | BLUE CROSS & BLUE SHIELD OF KANSAS CITY | $60K | $30K | $90K | 2.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 775 YARD ST STE 200 COLUMBUS, OH 43212 | STANDARD INSURANCE COMPANY | $17K | — | $17K | 10.77% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | STANDARD INSURANCE COMPANY | — | $645 | $645 | 0.41% |
| ALEXANDER J HOOD3 | 824 W 71ST TER KANSAS CITY, MO 64114 | TRANSAMERICA LIFE INSURANCE COMPANY | $26K | — | $26K | 20.65% |
| ROSE & KIERNAN INC3 | 99 TROY ROAD 3RD FLOOR EAST GREENBUSH, NY 12061 | TRANSAMERICA LIFE INSURANCE COMPANY | $11K | — | $11K | 8.91% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 5700 W 112TH ST STE 100 OVERLAND PARK, KS 66211 | TRANSAMERICA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.78% |
| EMPLOYEE FAMILY PROTECTION INC3 Filed as: EMPLOYEE FAMILY PROTECTION, INC | PO BOX 1237 GLASTONBURY, CT 06033 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 2.06% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMONTON, NJ 08037 | TRANSAMERICA LIFE INSURANCE COMPANY | $85 | — | $85 | 0.07% |
| CHRISTOPHER BECK3 | 22 WRIGHT PLACE WILBRAHAM, MA 01095 | TRANSAMERICA LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 775 YARD ST STE 200 COLUMBUS, OH 43212 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 11.00% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | STANDARD INSURANCE COMPANY | — | $616 | $616 | 0.88% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 32059 COLLECTION CENTER DR CHICAGO, IL 60693 | VISION SERVICE PLAN | $2K | — | $2K | 2.91% |
| ROSE & KIERNAN INC3 Filed as: ROSE & KIERNAN | 60 MERRITT BLVD FL 2ND FISHKILL, NY 12524 | VISION SERVICE PLAN | $301 | — | $301 | 0.56% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 775 YARD ST STE 200 COLUMBUS, OH 43212 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 10.87% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | STANDARD INSURANCE COMPANY | — | $222 | $222 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 305 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF KANSAS CITY | 311 | $3.4M |
| Vision | VISION SERVICE PLAN | 293 | $54K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 322 | $284K |
| Short-term disability | STANDARD INSURANCE COMPANY | 166 | $47K |
| Long-term disability | STANDARD INSURANCE COMPANY | 322 | $70K |
| Prescription drug | BLUE CROSS & BLUE SHIELD OF KANSAS CITY | 311 | $3.4M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 322 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.