| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEWITT INSURANCE BROKERAGE LLC3 | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | EXCELLUS BLUECROSS BLUESHIELD | $120K | — | $120K | 4.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY | 29840 NETWORK PLACE CHICAGO, IL 60673 | MVP HEALTH CARE | $76K | — | $76K | 3.14% |
| KELLEY BENEFITS GROUP, INC.3 | 13230 BALLANTYNE UNIT 519 CORPORATE PLACE CHARLOTTE, NC 28277 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $75K | — | $75K | 5.01% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGIO, IL 606731298 | BLUE CARE NETWORK OF MICHIGAN | $16K | — | $16K | 3.05% |
| TGG SOLUTIONS3 | PO BOX 140167 GRAND RAPIDS, MI 495140167 | BLUE CARE NETWORK OF MICHIGAN | $5K | — | $5K | 0.89% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, ILLINOIS | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $33K | — | $33K | 15.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | EXCELLUS BLUECROSS BLUESHIELD | $7K | — | $7K | 6.17% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | PO BOX 860470 MINNEAPOLIS, MN 55486 | RELIASTAR LIFE INSURANCE COMPANY | — | $9K | $9K | 12.69% |
| KELLEY BENEFITS GROUP, INC.3 | 14975 SANTA LUCIA DRIVE CHARLOTTE, NC 28277 | RELIASTAR LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| KELLEY BENEFITS GROUP, INC.3 | 14975 SANTA LUCIA DRIVE CHARLOTTE, NC 28277 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $8K | — | $8K | 15.00% |
| KELLEY BENEFITS GROUP, INC.3 | 14975 SANTA LUCIA DRIVE CHARLOTTE, NC 28277 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $4K | — | $4K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,993 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 344 | $6.0M |
| Vision | AETNA LIFE INSURANCE CO. | 3,236 | $168K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,812 | $1.5M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,812 | $1.5M |
| Prescription drug(3 contracts, 2 carriers) | EXCELLUS BLUECROSS BLUESHIELD | 186 | $3.6M |
| Other(5 contracts, 4 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,812 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.