| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | — | $21K | $21K | 1.52% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 0.33% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. OF WI | TWO PLAZA EAST 330 E. KLLBOURN #450 MILWAUKEE, WI 53202 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCES CONSULTING | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | -$11K | $989 | -$10K | -7.85% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH PRIVATE CLIENT LIFE INS SVSC. | WFLOCKBOX-E2001-049-MARSH-DEPT6299 3440 FLAIR DRIVE ELMONTE, CA 917312823 | GENWORTH LIFE INSURANCE COMPANY | $2K | — | $2K | 4.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,477 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,498 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GENWORTH LIFE INSURANCE COMPANY | 35 | $31K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5 | $0 |
| Vision | VISION SERVICE PLAN | 1,659 | $228K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 3,804 | $1.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 3,804 | $1.4M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 3,804 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,804 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.