| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACADIA BENEFITS INC3 | 111 COMMERICAL ST 5TH FL PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $20K | — | $20K | 2.24% |
| ACADIA BENEFITS INC3 | 111 COMMERICAL STREET 5TH FL PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $13K | — | $13K | 2.24% |
| ACADIA BENEFITS INC3 | 111 COMMERICIAL ST 5TH FL PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $6K | — | $6K | 2.23% |
| ACADIA BENEFITS INC3 | 111 COMERCIAL ST 5TH FL PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $4K | — | $4K | 2.13% |
| ACADIA BENEFITS INC3 | 111 COMMERCIAL ST 5TH FL PORTLAND, ME 04101 | DELTA DENTAL PLAN OF MAINE | $7K | — | $7K | 4.42% |
| COMBINED SERVICES LLC3 | PO BOX 1320 CONCORD, NH 03302 | DELTA DENTAL PLAN OF MAINE | $2K | — | $2K | 1.12% |
| ACADIA BENEFITS INC3 | 111 COMMERCIAL ST 5TH FLOOR PORTLAND, ME 04101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 8.85% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS | 111 COMMERCIAL ST FL 5 PORTLAND, ME 04101 | EYEMED VISION CARE BY FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 10.75% |
| ACADIA BENEFITS INC3 | 111 COMMERCIAL ST PORTLAND, ME 04101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $511 | $0 | $511 | 9.72% |
| ROBERT T WALKER3 | 10 RED BARN CIRCLE SCARBOROUGH, ME 04074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | $66 | $149 | 2.83% |
| PATRICIA B GARDNER3 | 35 VILLAGEWOODS CIRCLE GORHAM, ME 04038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | $3 | $130 | 2.47% |
| AFFORDABLE BENEFITS SOLUTIONS INC3 | 401 CUMBERLAND AVENUE PORTLAND, ME 04101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $121 | $0 | $121 | 2.30% |
| ALLISON WALKER3 | 10 RED BARN CIRCLE SCARBOROUGH, ME 04074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $44 | $79 | 1.50% |
| EMPLOYEE BENEFITS CONSULTANTS3 | C/O COLONIAL LIFE INS CO PORTLAND, ME 04101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $72 | — | $72 | 1.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | HARVARD PILGRIM HEALTH CARE | 162 | $2.0M |
| Dental | DELTA DENTAL PLAN OF MAINE | 336 | $148K |
| Vision | EYEMED VISION CARE BY FIDELITY SECURITY LIFE INSURANCE COMPANY | 196 | $11K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 158 | $90K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 158 | $85K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 158 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.