| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: JENNIFER A. BORISLOW INS AGENCY LLC | ONE GRIFFIN BROOK DRIVE METHUEN, MA 01844 | SUN LIFE ASSURANCE COMPANY OF CANADA | $111K | $0 | $111K | 10.71% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A. BORISLOW INS AGENCY LLC | ONE GRIFFIN BROOK DRIVE METHUEN, MA 01844 | KAISER FOUNDATION HEALTH PLAN INC | $34K | $0 | $34K | 5.39% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $5K | $0 | $5K | 4.23% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A. BORISLOW INS AGENCY LLC | ONE GRIFFIN BROOK DRIVE METHUEN, MA 01844 | VISION SERVICE PLAN | $3K | $0 | $3K | 2.40% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $3K | $0 | $3K | 3.08% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $2K | $0 | $2K | 4.13% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $792 | $0 | $792 | 2.78% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A. BORISLOW INS AGENCY LLC | ONE GRIFFIN BROOK DRIVE METHUEN, MA 01844 | METROPOLITAN GENERAL INSURANCE COMPANY | $2K | $0 | $2K | 9.92% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $815 | $0 | $815 | 4.75% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $129 | $0 | $129 | 2.37% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $135 | $0 | $135 | 4.22% |
| ASSUREDPARTNERS3 Filed as: JENNIFER A. BORISLOW INS AGENCY LLC | ONE GRIFFIN BROOK DRIVE METHUEN, MA 01844 | DELAWARE AMERICAN LIFE INSURANCE COMPANY | $450 | $0 | $450 | 15.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $85 | $0 | $85 | 3.15% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN PORTLAND, ME 04101 | UPMC HEALTH OPTIONS | $20 | $0 | $20 | 4.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,229 | $981K |
| Vision | VISION SERVICE PLAN | 1,055 | $119K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,215 | $1.0M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,215 | $1.0M |
| Prescription drug(14 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 1,229 | $981K |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,229 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.