| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLDEN AGENCY3 Filed as: THE HOLDEN AGENCY | 1085 BRIGHTON AVENUE PORTLAND, ME 04102 | AETNA LIFE INSURANCE CO. | $52K | — | $52K | 3.13% |
| ONESOURCE BENEFIT SOLUTIONS3 Filed as: ONESOURCE BENEFIT SOLUTIONS LLC | 395 OAK HILL ROAD MOUNTAIN TOP, PA 18707 | GEISINGER QUALITY OPTIONS, INC. | $6K | — | $6K | 3.22% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND CO INC | 400 POST AVENUE WESTBURY, NY 11590 | GEISINGER QUALITY OPTIONS, INC. | $87 | — | $87 | 0.05% |
| HOLDEN AGENCY3 Filed as: THE HOLDEN AGENCY | 1085 BRIGHTON AVENUE PORTLAND, ME 04102 | DELTA DENTAL PLAN OF MAINE | $4K | — | $4K | 4.13% |
| EMERSON REID LLC3 Filed as: EMERSON REID AND CO INC | 400 POST AVENUE WESTBURY, NY 11590 | GEISINGER HEALTH PLAN | $3K | — | $3K | 3.09% |
| ONESOURCE BENEFIT SOLUTIONS3 Filed as: ONESOURCE BENEFIT SOLUTIONS LLC | 395 OAK HILL ROAD MOUNTAIN TOP, PA 18707 | GEISINGER HEALTH PLAN | $805 | — | $805 | 0.83% |
| SMITH, THOMAS, CHRISTOPHER3 | P.O. BOX 6650 METAIRIE, LA 70009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | — | $13K | 46.05% |
| CROSS BENEFIT SOLUTIONS3 | 116 COMMUNITY DR, P.O. BOX 469 AUGUSTA, ME 04332 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 18.84% |
| HOLDEN AGENCY3 Filed as: THE HOLDEN AGENCY | 1085 BRIGHTON AVENUE PORTLAND, ME 04102 | AETNA HEALTH, INC. | $973 | — | $973 | 108.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 257 | $1.9M |
| Dental | DELTA DENTAL PLAN OF MAINE | 351 | $98K |
| Life insurance | AETNA LIFE INSURANCE CO. | 257 | $1.7M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 257 | $1.7M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 257 | $1.7M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 257 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 351 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.