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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC1+ years Service code 27 PO BOX 9497 · NEW YORK, NY 10087 | Advisory (Plan) | $34,946 |
FORVIS, LLP1+ years Filed as: FORVIS MAZARS, LLP Service code 10 910 E ST. LOUIS ST STE 400 · SPRINGFIELD, MO 65807 | Accounting | $28,665 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,377 |
MIDWEST CAPITAL ADVISORS, LLC1+ years Filed as: MIDWEST CAPITAL ADVISORS LLC Service code 27 3001 ORCHARD VISTA DR SE · GRAND RAPIDS, MI 49546 | Advisory (Plan) | $731 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $119 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,530 | $80,763+33.1% | $102,412+5.0% | $74,459+44.4% |
| Participation rate | 95.9% | 65.7%+30.2pp | 74.5%+21.4pp | 67.2%+28.6pp |
| Annual return | 11.63% | 27.57%-15.9pp | 24.94%-13.3pp | 1369.70%-1358.1pp |
| Employer contribution / active EE | $3,207 | $3,160+1.5% | $3,870-17.1% | $2,626+22.2% |
| Participant deferral / active EE | $8,441 | $3,862+118.6% | $5,060+66.8% | $4,350+94.1% |
| Admin fee / account holder | $673 | $2,371-71.6% | $8,388-92.0% | $1,945-65.4% |