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| Provider | Service type | Compensation |
|---|---|---|
PROSPERA FINANCIAL SERVICES1+ years Filed as: PROSPERA FINANCIAL SERVICES, INC Service code 15 · EIN 75-1832551 | Recordkeeping | $50,970 |
ADP BROKER-DEALER1+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $28,029 |
WITHUMSMITH+BROWN, PC1+ years Filed as: PORTE BROWN LLC Service code 15 · EIN 36-2663358 | Recordkeeping | $13,200 |
DS INVESTMENT ADVISORS1+ years Filed as: DS INVESTMENT ADVISORS LLC Service code 15 · EIN 87-4233743 | Recordkeeping | $9,241 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,340 | $88,186-33.8% | $165,071-64.7% | $74,459-21.6% |
| Participation rate | 90.9% | 73.1%+17.8pp | 78.6%+12.3pp | 67.2%+23.7pp |
| Annual return | 11.77% | 17.13%-5.4pp | 70.17%-58.4pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $0 | $2,600-100.0% | $4,347-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,348 | $4,505-3.5% | $6,035-28.0% | $4,3500% |
| Admin fee / account holder | $386 | $2,234-82.7% | $12,695-97.0% | $1,945-80.2% |