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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,099 | $139,948-86.4% | $121,663-84.3% | $154,746-87.7% |
| Participation rate | 47.8% | 78.0%-30.2pp | 74.5%-26.7pp | 80.7%-32.9pp |
| Annual return | 47.64% | 230.52%-182.9pp | 147.54%-99.9pp | 172.34%-124.7pp |
| Employer contribution / active EE | $1,497 | $3,521-57.5% | $3,020-50.4% | $4,379-65.8% |
| Participant deferral / active EE | $4,699 | $5,629-16.5% | $4,887-3.8% | $6,730-30.2% |
| Admin fee / account holder | $41 | $17,321-99.8% | $14,289-99.7% | $14,365-99.7% |