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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,415 | $75,183-80.8% | $123,894-88.4% | $55,167-73.9% |
| Participation rate | 80.6% | 72.8%+7.7pp | 81.4%-0.9pp | 69.0%+11.6pp |
| Annual return | 123.92% | 19.01%+104.9pp | 47.52%+76.4pp | 169.23%-45.3pp |
| Employer contribution / active EE | $2,465 | $2,823-12.7% | $4,617-46.6% | $1,963+25.6% |
| Participant deferral / active EE | $4,448 | $5,084-12.5% | $5,984-25.7% | $3,054+45.6% |
| Admin fee / account holder | $650 | $663-1.8% | $8,357-92.2% | $504+29.1% |