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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,168 | $106,524-35.1% | $152,301-54.6% | $87,485-20.9% |
| Participation rate | 80.8% | 75.8%+5.0pp | 82.4%-1.7pp | 68.9%+11.8pp |
| Annual return | 20.11% | 26.89%-6.8pp | 80.50%-60.4pp | 26.06%-5.9pp |
| Employer contribution / active EE | $2,886 | $3,371-14.4% | $4,624-37.6% | $2,596+11.1% |
| Participant deferral / active EE | $6,700 | $6,525+2.7% | $8,004-16.3% | $4,274+56.8% |
| Admin fee / account holder | $1,081 | $8,287-87.0% | $14,398-92.5% | $7,775-86.1% |