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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,665 | $58,320-59.4% | $86,438-72.6% | $66,938-64.6% |
| Participation rate | 96.2% | 78.6%+17.6pp | 80.3%+15.8pp | 69.8%+26.3pp |
| Annual return | 9.15% | -9.71%+18.9pp | 4397.19%-4388.0pp | 1.58%+7.6pp |
| Employer contribution / active EE | $6,725 | $2,615+157.1% | $3,769+78.4% | $2,545+164.2% |
| Participant deferral / active EE | $12,549 | $6,899+81.9% | $6,952+80.5% | $4,238+196.1% |
| Admin fee / account holder | $17 | $546-96.9% | $6,733-99.7% | $594-97.1% |