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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,088 | $183,539+8.5% | $155,556+28.0% | $145,897+36.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.07% | 61.31%-49.2pp | 64.84%-52.8pp | 552.29%-540.2pp |
| Employer contribution / active EE | $10,697 | $5,315+101.2% | $4,675+128.8% | $4,663+129.4% |
| Participant deferral / active EE | $7,455 | $6,467+15.3% | $5,631+32.4% | $6,689+11.5% |
| Admin fee / account holder | $475 | $19,275-97.5% | $15,885-97.0% | $13,390-96.5% |