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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,264 | $159,934+130.9% | $147,005+151.2% | $145,959+153.0% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 21.13% | 98.24%-77.1pp | 418.76%-397.6pp | 561.95%-540.8pp |
| Employer contribution / active EE | $9,010 | $5,287+70.4% | $4,934+82.6% | $4,661+93.3% |
| Participant deferral / active EE | $14,635 | $8,427+73.7% | $8,070+81.4% | $6,689+118.8% |
| Admin fee / account holder | $31,913 | $15,053+112.0% | $13,006+145.4% | $13,398+138.2% |