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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,264 | $160,070+130.7% | $147,117+151.0% | $145,897+153.1% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.6pp | 80.3%+15.5pp |
| Annual return | 21.13% | 98.69%-77.6pp | 420.54%-399.4pp | 552.29%-531.2pp |
| Employer contribution / active EE | $9,010 | $5,285+70.5% | $4,932+82.7% | $4,663+93.2% |
| Participant deferral / active EE | $14,635 | $8,419+73.8% | $8,065+81.5% | $6,689+118.8% |
| Admin fee / account holder | $31,913 | $15,035+112.3% | $12,993+145.6% | $13,390+138.3% |