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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,789 | $99,345+56.8% | $84,753+83.8% | $273,972-43.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.76% | 22.93%-24.7pp | 22.78%-24.5pp | 41.46%-43.2pp |
| Employer contribution / active EE | $2,291 | $4,214-45.6% | $3,574-35.9% | $4,869-53.0% |
| Participant deferral / active EE | $5,927 | $4,270+38.8% | $3,712+59.7% | $5,287+12.1% |
| Admin fee / account holder | $3,012 | $6,645-54.7% | $5,333-43.5% | $10,133-70.3% |