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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,611 | $138,075-10.5% | $123,5520% | $135,379-8.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.59% | 153.70%-161.3pp | 119.20%-126.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $5,693 | $5,152+10.5% | $4,628+23.0% | $4,779+19.1% |
| Participant deferral / active EE | $4,279 | $6,800-37.1% | $6,426-33.4% | $5,609-23.7% |
| Admin fee / account holder | $1,567 | $10,917-85.6% | $9,285-83.1% | $10,828-85.5% |