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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,855 | $162,136+20.8% | $152,301+28.6% | $154,746+26.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.88% | 91.02%-79.1pp | 80.50%-68.6pp | 172.34%-160.5pp |
| Employer contribution / active EE | $7,443 | $4,890+52.2% | $4,624+61.0% | $4,379+70.0% |
| Participant deferral / active EE | $9,649 | $8,341+15.7% | $8,004+20.6% | $6,730+43.4% |
| Admin fee / account holder | $5,762 | $15,759-63.4% | $14,398-60.0% | $14,365-59.9% |