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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,996 | $135,956+71.4% | $123,894+88.1% | $273,972-15.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.60% | 56.63%-45.0pp | 47.52%-35.9pp | 41.46%-29.9pp |
| Employer contribution / active EE | $11,250 | $5,170+117.6% | $4,617+143.7% | $4,869+131.1% |
| Participant deferral / active EE | $5,200 | $6,343-18.0% | $5,984-13.1% | $5,287-1.6% |
| Admin fee / account holder | $691 | $9,817-93.0% | $8,357-91.7% | $10,133-93.2% |