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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,827 | $85,790-82.7% | $67,313-78.0% | $135,380-89.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -13.34% | -0.54%-12.8pp | -4.08%-9.3pp | 519.81%-533.1pp |
| Employer contribution / active EE | $2,145 | $3,487-38.5% | $2,566-16.4% | $4,779-55.1% |
| Participant deferral / active EE | $6,392 | $4,651+37.4% | $3,568+79.1% | $5,609+14.0% |
| Admin fee / account holder | $353 | $6,392-94.5% | $4,507-92.2% | $10,828-96.7% |