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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,955 | $228,395-48.8% | $185,861-37.1% | $158,982-26.4% |
| Participation rate | 83.3% | 82.3%+1.0pp | 78.0%+5.3pp | 82.0%+1.4pp |
| Annual return | 12.64% | 40.82%-28.2pp | 35.96%-23.3pp | 302.99%-290.3pp |
| Employer contribution / active EE | $2,597 | $4,968-47.7% | $4,088-36.5% | $4,763-45.5% |
| Participant deferral / active EE | $3,475 | $6,417-45.8% | $5,634-38.3% | $5,983-41.9% |
| Admin fee / account holder | $652 | $11,869-94.5% | $9,503-93.1% | $11,252-94.2% |