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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,522 | $45,050+167.5% | $63,018+91.2% | $70,126+71.9% |
| Participation rate | 73.5% | 69.5%+4.0pp | 74.8%-1.3pp | 69.5%+4.0pp |
| Annual return | 13.43% | 18.76%-5.3pp | 87.62%-74.2pp | 73.15%-59.7pp |
| Employer contribution / active EE | $2,202 | $2,052+7.3% | $2,761-20.2% | $2,343-6.0% |
| Participant deferral / active EE | $5,817 | $2,466+135.9% | $3,330+74.7% | $3,332+74.6% |
| Admin fee / account holder | $13,014 | $2,834+359.2% | $3,601+261.4% | $4,645+180.1% |