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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,296 | $87,544-50.5% | $75,784-42.9% | $125,388-65.5% |
| Participation rate | 77.8% | 80.2%-2.4pp | 75.8%+2.0pp | 83.2%-5.4pp |
| Annual return | -6.82% | 13.49%-20.3pp | 9.68%-16.5pp | 282.24%-289.1pp |
| Employer contribution / active EE | $11,873 | $3,930+202.1% | $3,323+257.2% | $4,866+144.0% |
| Participant deferral / active EE | $528 | $4,229-87.5% | $3,652-85.5% | $5,352-90.1% |
| Admin fee / account holder | $19,176 | $6,502+194.9% | $5,300+261.8% | $9,541+101.0% |