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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,089 | $76,550+11.2% | $123,894-31.3% | $62,881+35.3% |
| Participation rate | 82.1% | 73.0%+9.2pp | 81.4%+0.7pp | 69.3%+12.8pp |
| Annual return | -32.58% | 18.67%-51.3pp | 47.52%-80.1pp | 20.14%-52.7pp |
| Employer contribution / active EE | $2,853 | $2,882-1.0% | $4,617-38.2% | $2,281+25.1% |
| Participant deferral / active EE | $12,687 | $4,840+162.1% | $5,984+112.0% | $3,203+296.1% |
| Admin fee / account holder | $5,545 | $4,826+14.9% | $8,357-33.6% | $4,296+29.1% |