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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,765 | $85,766-49.0% | $136,297-67.9% | $70,124-37.6% |
| Participation rate | 78.8% | 74.2%+4.7pp | 81.9%-3.1pp | 69.5%+9.3pp |
| Annual return | 5.78% | 31.45%-25.7pp | 5156.19%-5150.4pp | 73.14%-67.4pp |
| Employer contribution / active EE | $439 | $2,966-85.2% | $4,696-90.6% | $2,342-81.2% |
| Participant deferral / active EE | $3,768 | $5,051-25.4% | $6,247-39.7% | $3,332+13.1% |
| Admin fee / account holder | $3,051 | $5,420-43.7% | $9,244-67.0% | $4,645-34.3% |