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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,868 | $109,344-50.7% | $89,400-39.7% | $158,950-66.1% |
| Participation rate | 78.6% | 74.3%+4.3pp | 68.0%+10.6pp | 82.0%-3.4pp |
| Annual return | 8.67% | 345.73%-337.1pp | 245.64%-237.0pp | 302.91%-294.2pp |
| Employer contribution / active EE | $265 | $3,170-91.6% | $2,586-89.7% | $4,762-94.4% |
| Participant deferral / active EE | $1,473 | $4,599-68.0% | $3,890-62.1% | $5,983-75.4% |
| Admin fee / account holder | $2,123 | $6,154-65.5% | $4,882-56.5% | $11,248-81.1% |