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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,868 | $109,411-50.8% | $89,435-39.8% | $158,982-66.1% |
| Participation rate | 78.6% | 74.3%+4.3pp | 68.0%+10.6pp | 82.0%-3.4pp |
| Annual return | 8.67% | 345.68%-337.0pp | 245.55%-236.9pp | 302.99%-294.3pp |
| Employer contribution / active EE | $265 | $3,173-91.6% | $2,587-89.7% | $4,763-94.4% |
| Participant deferral / active EE | $1,473 | $4,600-68.0% | $3,890-62.1% | $5,983-75.4% |
| Admin fee / account holder | $2,123 | $6,159-65.5% | $4,884-56.5% | $11,252-81.1% |