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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,611 | $175,231-36.9% | $149,696-26.1% | $139,466-20.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.25% | 166.77%-148.5pp | 134.46%-116.2pp | 373.66%-355.4pp |
| Employer contribution / active EE | $4,701 | $5,478-14.2% | $4,821-2.5% | $4,754-1.1% |
| Participant deferral / active EE | $9,348 | $6,521+43.3% | $5,682+64.5% | $6,712+39.3% |
| Admin fee / account holder | $1,294 | $16,155-92.0% | $13,212-90.2% | $11,409-88.7% |