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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,895 | $89,370+29.7% | $141,197-17.9% | $72,976+58.8% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.5%+9.5pp | 69.5%+22.5pp |
| Annual return | 23.39% | 111.88%-88.5pp | 71.41%-48.0pp | 81.02%-57.6pp |
| Employer contribution / active EE | $9,009 | $3,115+189.2% | $4,736+90.2% | $2,440+269.2% |
| Participant deferral / active EE | $7,252 | $5,419+33.8% | $6,710+8.1% | $3,608+101.0% |
| Admin fee / account holder | $1,166 | $5,957-80.4% | $10,265-88.6% | $5,124-77.2% |