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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,260 | $63,346-39.6% | $92,240-58.5% | $70,126-45.4% |
| Participation rate | 94.0% | 68.7%+25.3pp | 76.5%+17.5pp | 69.5%+24.5pp |
| Annual return | 6.02% | 530.19%-524.2pp | 176.29%-170.3pp | 73.15%-67.1pp |
| Employer contribution / active EE | $2,520 | $2,471+2.0% | $3,680-31.5% | $2,343+7.6% |
| Participant deferral / active EE | $3,745 | $2,854+31.2% | $3,897-3.9% | $3,332+12.4% |
| Admin fee / account holder | $357 | $3,841-90.7% | $5,194-93.1% | $4,645-92.3% |