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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,745 | $92,219+11.4% | $76,767+33.8% | $135,380-24.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -5.47% | 5.46%-10.9pp | 2.43%-7.9pp | 519.81%-525.3pp |
| Employer contribution / active EE | $7,302 | $3,216+127.1% | $2,485+193.8% | $4,779+52.8% |
| Participant deferral / active EE | $1,868 | $4,508-58.6% | $3,852-51.5% | $5,609-66.7% |
| Admin fee / account holder | $715 | $10,749-93.4% | $6,675-89.3% | $10,828-93.4% |