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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,675 | $149,778+18.6% | $118,946+49.4% | $158,966+11.8% |
| Participation rate | 70.0% | 82.1%-12.1pp | 75.4%-5.4pp | 82.0%-12.0pp |
| Annual return | 10.86% | 19.95%-9.1pp | 35.89%-25.0pp | 302.95%-292.1pp |
| Employer contribution / active EE | $819 | $4,117-80.1% | $3,263-74.9% | $4,762-82.8% |
| Participant deferral / active EE | $3,464 | $5,225-33.7% | $4,266-18.8% | $5,983-42.1% |
| Admin fee / account holder | $9,801 | $8,604+13.9% | $6,581+48.9% | $11,250-12.9% |