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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,258 | $150,197+44.6% | $120,368+80.5% | $145,959+48.8% |
| Participation rate | 83.3% | 78.8%+4.6pp | 71.9%+11.4pp | 80.3%+3.0pp |
| Annual return | 10.68% | 154.26%-143.6pp | 107.26%-96.6pp | 561.95%-551.3pp |
| Employer contribution / active EE | $1,429 | $4,350-67.1% | $3,465-58.7% | $4,661-69.3% |
| Participant deferral / active EE | $6,865 | $6,174+11.2% | $4,991+37.5% | $6,689+2.6% |
| Admin fee / account holder | $3,343 | $12,216-72.6% | $9,429-64.5% | $13,398-75.0% |